Dreams Causing Perilous Times?

For many, a large part of the "American Dream" is owning your own house. For some people, owning a house was an "ideal" goal and was not probable given their current financial position. After mortgage restrictions were eased, many families qualified to get loans for houses they could have only dreamed of. Unfortunately, some people who got loans should have never qualified for them, which helped cause the current economic crisis. Some of those people could not keep up with the mortgage payments and end up foreclosing. This caused banks to lose lots of money, and some banks even failed. Now it is harder for businesses to get loans, and those that do get loans have high interest rates. Then investment in those businesses declines and many people lose their jobs. It is hard to imagine that something this perilous can be related to people just pursuing their dreams.